/* Copy for the four legal pages — ported from beavermind.ai with minor
   formatting changes to fit the dark design system. All dates and
   company details kept identical. */

const _LEGAL_COMMON = {
  effectiveDate: "25 June 2026",
  entity: "RD Consulting Ltd, trading as BeaverMind",
  address: "135 Bonham Strand Trade Centre, Unit 1701-1702, 17/F, Sheung Wan, Hong Kong",
};

window.LEGAL_PAGES = {
  "tos": {
    ..._LEGAL_COMMON,
    eyebrow: "Legal",
    title: "Terms of Service",
    contactBlock: true,
    sections: [
      {
        heading: "Agreement to Terms",
        body:
          "By accessing or using any services, products, or digital assets offered by BeaverMind, a brand operated by RD Consulting Ltd (\"we,\" \"our,\" or \"us\"), you (\"Client\" or \"User\") agree to be bound by these Terms of Service (\"Terms\"). If you do not agree to these Terms, you must not access or use our services.",
      },
      {
        heading: "Services",
        body:
          "We offer AI automation strategy, consulting, and implementation services for business clients. The specific scope and deliverables will be defined in your individual service agreement or onboarding document.",
      },
      {
        heading: "Payments & Fees",
        body:
          "Fees are due as stated in your service agreement or invoice. Late payments may result in paused delivery or termination of service. All fees are quoted in USD unless otherwise stated, and are exclusive of applicable taxes.",
      },
      {
        heading: "Refunds & Cancellations",
        body: [
          "Because our services are highly customized, strategic, and implementation-based, all sales are final and non-refundable once work has commenced or access to proprietary systems has been provided — except where our 90-Day Performance Guarantee applies. Whether that guarantee applies to your engagement, and its agreed-KPI mechanism, eligibility conditions, claim window, and refund scope, are set out in your signed service agreement and described in our Refund Policy; your service agreement governs.",
          "For clients on recurring service agreements, cancellation requests must be submitted in writing at least 7 days prior to the next billing date to avoid additional charges. Requests made after this window will apply to the following billing cycle.",
          "If you believe there has been an error in billing or a material issue with the service provided, please contact us at support@beavermind.ai. We will review your case in good faith and work with you toward a fair resolution.",
        ],
      },
      {
        heading: "Intellectual Property",
        body:
          "All materials, strategies, systems, and deliverables we provide remain the intellectual property of RD Consulting Ltd unless expressly transferred. You are granted a non-transferable license for business use only.",
      },
      {
        heading: "Confidentiality",
        body:
          "Both parties agree to protect all confidential information shared during the engagement. This clause survives termination.",
      },
      {
        heading: "Disclaimer & Limitation of Liability",
        body:
          "Except for the specific KPIs we expressly agree with you in writing under our 90-Day Performance Guarantee, our services are provided \"as-is\" and we do not guarantee any particular financial result, earnings, or revenue outcome. Our total liability in connection with that guarantee is limited to the refund described in the guarantee and your service agreement. To the maximum extent permitted by Hong Kong law, we disclaim liability for indirect or consequential damages.",
      },
      {
        heading: "Termination",
        body:
          "We reserve the right to suspend or terminate services at our discretion if terms are breached. You may terminate service with written notice, subject to terms in the original service agreement.",
      },
      {
        heading: "Governing Law",
        body:
          "These Terms shall be governed by the laws of Hong Kong. Any disputes will be resolved exclusively in the courts of Hong Kong.",
      },
      {
        heading: "Amendments",
        body:
          "We may update these Terms at any time. Continued use of our services constitutes acceptance of the revised terms.",
      },
    ],
  },

  "privacy-policy": {
    ..._LEGAL_COMMON,
    eyebrow: "Legal",
    title: "Privacy Policy",
    contactBlock: true,
    sections: [
      {
        heading: "Introduction",
        body:
          "This Privacy Policy explains how BeaverMind, a brand operated by RD Consulting Ltd (\"we,\" \"our,\" or \"us\"), collects, uses, discloses, and safeguards your personal data. We are committed to protecting your privacy and ensuring compliance with the Personal Data (Privacy) Ordinance (Cap. 486) of Hong Kong and other applicable data protection laws.",
      },
      {
        heading: "Data We Collect",
        body: [
          "We may collect the following types of personal data:",
          [
            "Name and contact details (email, phone number)",
            "Business information (company name, website, role)",
            "Service usage data (IP address, interaction logs, device type)",
            "Payment and billing information (processed through third-party providers)",
          ],
        ],
      },
      {
        heading: "Purpose of Collection",
        body: [
          "We collect and process your personal data for:",
          [
            "Providing and personalizing our services",
            "Managing customer support and communications",
            "Marketing our products and services (with your consent)",
            "Analyzing usage to improve performance and security",
            "Complying with legal and regulatory obligations",
          ],
        ],
      },
      {
        heading: "Data Sharing & Disclosure",
        body: [
          "We do not sell your data. We may share data with:",
          [
            "Authorized team members under strict confidentiality",
            "Third-party service providers (e.g., payment processors, CRM tools) for operational purposes",
            "Legal authorities, when required by law",
          ],
        ],
      },
      {
        heading: "Data Retention",
        body:
          "Your personal data is retained only for as long as necessary to fulfill the purposes stated above, or as required by applicable law.",
      },
      {
        heading: "Data Security",
        body:
          "We implement appropriate technical and organizational measures to protect your data from unauthorized access, loss, or misuse.",
      },
      {
        heading: "Your Rights",
        body: [
          "You have the right to:",
          [
            "Access your personal data",
            "Correct inaccurate information",
            "Withdraw consent to marketing communications",
            "Request data deletion (subject to legal limitations)",
          ],
          "To exercise these rights, contact us at support@beavermind.ai.",
        ],
      },
      {
        heading: "International Transfers",
        body:
          "If we transfer your data outside of Hong Kong, we ensure appropriate safeguards are in place to comply with data protection requirements.",
      },
      {
        heading: "Policy Updates",
        body:
          "We may revise this Privacy Policy from time to time. Any changes will be posted on our website with the updated effective date.",
      },
    ],
  },

  "refund-policy": {
    ..._LEGAL_COMMON,
    eyebrow: "Legal",
    title: "Refund Policy",
    contactBlock: true,
    intro:
      "At BeaverMind, operated by RD Consulting Ltd (Company No. 3129374, Hong Kong), we provide highly customized consulting, strategy, and automation implementation services. The policies below are our standard terms. Because every engagement is customized, the terms that actually apply to you — including whether the 90-Day Performance Guarantee applies and its exact scope — are governed by your individual signed service agreement, which prevails over this page in the event of any conflict.",
    sections: [
      {
        heading: "90-Day Performance Guarantee",
        body: [
          "Many of our automation build engagements include a 90-Day Performance Guarantee. Whether it applies to your engagement, and its exact scope, are set out in your signed service agreement; because every engagement is customized, some agreements include it and others do not. Where your agreement includes it, we agree with you in writing — before the 90-day measurement period begins — a specific, measurable set of key performance indicators (KPIs), such as appointments booked, revenue generated, or cost per call, together with the date the period starts (the \"Go-Live Date\").",
          "If, at the end of the 90-day period, the system has not met the agreed KPIs, you may request a refund of the fees you paid for the guaranteed engagement, in the amount and scope set out in your service agreement. Unless your agreement states otherwise, this excludes third-party pass-through costs — such as telephony, messaging, or AI-model usage — and any taxes already remitted.",
          "This guarantee applies only when: (a) your account is paid in full and current; (b) you provided the access, data, integrations, and lead or call volume set out in your service agreement; (c) you did not pause, materially modify, or replace the system without our written agreement; and (d) the engagement reached the minimum volume needed to measure the KPIs fairly. If lead or call volume falls below the agreed minimum through no fault of ours, the measurement period is extended until that minimum is reached.",
          "To make a claim, email support@beavermind.ai within 14 days after the 90-day period ends, including the KPI results. We will review the data with you in good faith. Where your service agreement provides for a period to bring the system to the agreed KPIs before a refund is issued, that period applies. Approved refunds are returned to your original payment method within 14 days.",
          "This guarantee covers the initial build engagement only. Ongoing monthly retainers are governed by the cancellation terms below and are not subject to this guarantee.",
        ],
      },
      {
        heading: "Non-Refundable Once Work Has Commenced",
        body:
          "Except where the 90-Day Performance Guarantee above applies, and because of the tailored nature of our work, all sales are final and non-refundable once services have commenced or access to proprietary systems has been provided. Standalone audits, advisory or consulting hours, and completed one-off projects are not covered by the guarantee and remain non-refundable.",
      },
      {
        heading: "Recurring Service Agreements",
        body:
          "For clients on recurring service agreements, cancellation requests must be submitted in writing at least 7 days before the next billing date to avoid additional charges. Requests made after this period will apply to the following billing cycle.",
      },
      {
        heading: "Billing Errors & Material Issues",
        body:
          "If you believe there has been an error in billing or a material issue with the service provided, please contact us at support@beavermind.ai. We will review your case in good faith and work toward a fair resolution.",
      },
    ],
  },

  "earnings-disclaimer": {
    ..._LEGAL_COMMON,
    eyebrow: "Legal",
    title: "Earnings Disclaimer",
    contactBlock: true,
    sections: [
      {
        heading: "No Income Guarantees",
        body:
          "BeaverMind, a brand operated by RD Consulting Ltd (\"we,\" \"our,\" or \"us\"), provides strategic consulting and automation services designed to help optimize business operations and performance. While our tools, systems, and recommendations are intended to support efficiency and growth, and except for the specific KPIs we expressly agree with you in writing under our 90-Day Performance Guarantee, we do not guarantee any specific results, including earnings, revenue increases, or financial outcomes. All business decisions and results remain the sole responsibility of the client.",
      },
      {
        heading: "Client Responsibility",
        body: [
          "Any testimonials, case studies, or success stories shared on our website or marketing materials are not to be interpreted as typical results. Each client's success depends on numerous factors, including market conditions, implementation quality, team execution, and prior experience.",
          "You are solely responsible for your decisions, actions, and results.",
        ],
      },
      {
        heading: "Assumption of Risk",
        body:
          "By engaging with our services, you acknowledge that business outcomes vary and carry inherent risk. BeaverMind is not liable for your business decisions, losses, or reduced performance arising from the use or misuse of our strategies or technologies.",
      },
      {
        heading: "Not Financial or Legal Advice",
        body:
          "Nothing in our content, consultations, or documentation constitutes legal, financial, tax, or accounting advice. Always consult a qualified professional before making business or investment decisions.",
      },
    ],
  },
};
